Join Turg and Randy Z as they sit down with their guest – Markus Allen, life hacker extraordinaire – and crack open the secrets of how to master financial success, wage war against a credit system that is waged against us and as they dismiss some of the major myth of the antiquated credit system and...


Why are the fiscal habits we develop in our 20s carry over to our 30s?

Turg continues the discussion from the last episode – Millennials suck at finances. After discussing life events and how they impact finances, the time has come to discuss more long term financial setbacks. Millennials aren’t nearly as proactive with finances as other generations. Turg says that building financial goals helps bridge the gap here, but Millennials just don’t seem to care.


Join Turg and Randy Z as they discuss the importance of knowing how to properly manage finances at 30 and the many shortcomings of the Millennial generation in properly executing well-managed finances and...

Really, why do Millennials suck at managing finances?

Turg discusses how the American higher-education system has been failing generations for decades, yet nothing gets done. The biggest impact - now with more possibilities for a poor financial decision to ruin everything - is to the Millennial generation that suffers ignorance at the hands of institutional learning. Randy continues this thought by focusing on schooling doesn't present real world practicality, yet the pressure is real. No one teaches you how to balance a checkbook, build credit, get out of debt, or to plan for a successful financial future.

Join Turg and Randy as they continue their discussion about the importance of financial wisdom at 30.


Join Turg and Randy Z as they dive into the first in a series of shows dedicated to talking about the dynamics of finances and making the right financial decisions, how to manage your expectations for the big moments that matter, why these moments shape the rest of our 30s and...

Are we too caught up with finances at 30?

Turg and Randy discuss the impact of financial decisions in their lives while discussing Turgs recent Hamilton ticket purchase. How do these big buys really hurt us financially? What things must we consider before taking the hit on a milestone life purchase? Turg talks about the value of buying what we want and what makes us happy - focusing primarily on experiences. He argues that experiences last a lifetime, while a tangible buy might lose its allure after a few uses. He justifies his Hamilton ticket purchase as more of a life event and a coming of age of sorts as before he could never even dream of being able to afford something like this. Randy talks about a missed experience that parallels Turg's Hamilton story. Do experiences really mean more for us - as Millennials - in the longer term? How can we justify their impact? Truth is, the Millennial generation has single-handedly resurrected the music festival scene. This serves as proof that a resurgent mindset focused on the value of an experience matters a lot to Millennials.


Join Turg and Randy Z as they share stories about the experiences in our lives that are often unexpected and can sometimes catch us off guard, focusing on the experiences we set out to explore and how sometimes they fail to materialize into anything close to what we anticipated and...

Did you catch that moment?

If you didn't catch the moment full of laughter at around the 6 minute mark of this episode, it gave us a little glimpse into the true nature of why the guys decided to premier this episode. Life is sometimes unpredictable. What sometimes feels natural to say or do might not always fall in line with what was originally intended. The beginning of the episode - as Randy alluded to - was supposed to start off with a completely different anecdote and yet the more natural progression threw Randy for a loop.


Join Turg and Randy Z as they recap and rundown their year talking about what they have (and haven't done) almost three-quarters through the year while trying to set themselves up to have a successful year-end and killer 2018 for the podcast and their personal goals.

What has 2017 looked like this far?

Randy talks about the huge successes he has had for the year despite his falling short on certain personal goals. When expectations are met with success, it serves to motivate and drive progress in other aspects of our lives. Turg talks about how he thought 2017 was going to be a shit year with all that was going on in the world around us. Fortunately for him, he was wrong. For both Turg and Randy, getting a lot accomplished came down to being organized and holding themselves accountable.


Join Turg and Randy Z as they take the discussion in a different direction and discuss probably the most mysterious aspect of living - dying - and how they view death through the lens of members of the Millennial generation and... 

Would you rather be burred or cremated?

Randy shares some staggering statistics about the US viewpoint on how death is processed. Have you considered what is going to happen to you after you die? Do you care? According to Randy's research, burials are the most popular form of processing death in the US in comparison with other nations that believe in cremation. Turg thinks as a society, we have this obsession with latching onto the past. It's something we don't always think about, but it's very important because this decision - a decision we make while living - can affect those we love in many different ways. 


Join Turg and Randy Z as they wrap up their discussion around the Netflix Original Series Master of None - with ideas surrounding themes from the season finale of the second season of the show titled "Buona Notte" such as losing control in life, never looking back, and...

How important is it for us, in our 30s, to maintain a sense of control?

Often times we fail to acknowledge how important it is to not lose control of your life in your adulthood. Randy thinks it's almost impossible to have some sort of control over your life in general. It's so hard to control elements in the world that you cannot  control. However, Turg comes back with a different perspective thinking you have control over mostly everything - other than the weather - in your life. There are so many variables that you can control, we sometimes overlook those that we can control by taking them for granted .


Join Turg and Randy Z as they interrupt their regularly scheduled programming to bring you a dose of reality and start this episode off in a somber fashion...

Turg and Randy discuss growing up in America, perceptions of their youth, the ever-changing definitions they faced, and a world that outgrew the standards it once created. 

They continue to discuss the present state of affairs and how things have changed - maybe for the worse. Is our nation falling apart?

What is next for our society? Turg and Randy discuss the future of our Union and the people within it. Can things progress past this point? Can we make amends with the past and move on to a brighter future? Let's hope, for our children's sake - that we can.


Join Turg and Randy Z as they get down to business talking about the perceptions that surround love and relationships, ideas featured in the Netflix Original Series Master of None - Season Two Episode Seven– Door #3 and...

Have you ever thought you have been in love with someone for the wrong reasons? 

Wasting no time, Turg fires this question over to Randy, challenging him to recall all of his past relationships and reflect on if he has falsely fallen in love. Randy quickly answers. While he has always found the time to reflect on his past relationships, he knows there were some issues, but never love for the wrong reasons. He brings up something the guys have touched on before - finding someone that challenges you to be the best you. Randy mentions how he's never been in a relationship where he's felt the need to be his best self. It may be hard to believe, but sometimes relationships are formed around lifestyle choices and convenience rather than growth and mature love.


Join Turg and Randy Z as they walk down memory lane in discussing the WAY back childhood memories that may or may not have influenced their adult lives now and how they somehow paralleled to the very subtle, underlying themes in the Netflix Original Series Master of None - Season Two Episode Eight – Thanksgiving and...


Why are experiences with friends in our youth so important throughout our adulthood?

Turg shares memories from when he was a little Turg and explains his recent insights into his experiences as a child and why he thinks he was stuck in a cultural dilemma growing up. He tries to draw parallels or conclusions to what he remembers, but finds it difficult to understand why things were the way they were. He comes to the conclusion that when we are younger we don't really have the capacity to explain or even understand the way things are. But after we grow up, we have the ability to analyze a lot of what was experienced in our early lives. Do we think about these things objectively or subjectively?

That may lead us to think that these memories may influence the way we perceive our childhood as adults. Maybe these scenarios change to accommodate our inability to cope with certain things as adults. It's something that everyone ponders. Will we ever really know the answer? Randy mentions that he judges how well-off someone is by the lighting quality and how loud their appliances are. We all have our ways of analyzing our environment. How do you do it?


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